想要有錢和一直有錢嗎？

Want to Get Rich and Stay Rich?: "In 2003, my wife and I refinanced our Virginia home. We'd put a large down payment on the house when we bought it, and it had tripled in value. Mortgage rates plunged, so we refinanced. We dumbfounded our Wells Fargo banker by refusing to take equity from the house, and opting to use a fixed, rather than a variable-rate, loan. I asked him how many people in our position had done the same thing, and he said, 'I can't remember the last one.'"